Best Chocolate Chip Banana Bread — It started on a rainy October afternoon when the kitchen smelled like cinnamon, butter, and overripe bananas. I pulled a warm loaf from the oven, studded with melting chocolate, and the whole house felt wrapped in a blanket. That memory is why this Best Chocolate Chip Banana Bread recipe has become a reader favorite: it’s simple, forgiving, and perfect for cozy fall mornings. If you love seasonal baking, try this loaf alongside a pumpkin-spiced cousin like banana chocolate chip pumpkin bread for a comforting spread.
Ingredients for the Best Chocolate Chip Banana Bread
- 1 3/4 cups (220g) all-purpose flour
- 1 tsp baking soda
- 1/2 tsp fine salt
- 1 tsp ground cinnamon (optional)
- 1/2 cup (115g) unsalted butter, softened
- 3/4 cup (150g) granulated sugar
- 2 large eggs at room temperature
- 1 cup mashed ripe bananas (about 2–3 bananas)
- 1/4 cup plain yogurt or sour cream
- 1 tsp vanilla extract
- 1 to 1 1/4 cups chocolate chips (semisweet or milk)
- Optional: 1/2 cup chopped nuts (walnuts or pecans)
If you’re curious about simpler takes on banana baking, this 4-ingredient banana bread recipe offers a speedy alternative that still warms the kitchen.
Step-by-step Instructions
Follow these steps to bake the Best Chocolate Chip Banana Bread with confidence:
- Preheat and prep: Preheat the oven to 350°F (175°C). Grease a 9×5-inch loaf pan and line with parchment for easy removal.
- Mix dry ingredients: Whisk together flour, baking soda, salt, and cinnamon in a bowl.
- Cream butter and sugar: In a separate bowl, beat the softened butter and sugar until light and fluffy. Add eggs one at a time, then stir in mashed bananas, yogurt, and vanilla.
- Combine: Fold the dry ingredients into the wet mixture until just combined — don’t overmix. Gently fold in chocolate chips and nuts if using.
- Bake: Pour batter into the prepared pan and smooth the top. Bake 50–65 minutes, or until the center is set and a toothpick comes out with a few moist crumbs. You can check recipes for related banana treats like these chocolate-chip cookies for ideas on texture contrasts: best banana bread chocolate chip cookies.
- Rest and slice: Let the loaf cool in the pan for 10–15 minutes, then transfer to a rack to cool completely before slicing.
Tips for Success
Little tricks that make your Best Chocolate Chip Banana Bread shine:
- Use very ripe bananas (the speckled, soft ones). They add the most sweetness and flavor.
- Measure flour correctly: spoon and level to avoid a dense loaf.
- Room-temperature eggs and butter blend more easily and trap air for a lighter crumb.
- Fold the chocolate chips gently to prevent sinking, and toss chips in a tablespoon of flour before adding to batter if you’re worried about them sinking.
- For a moist texture, don’t overbake — test early and often. For quick, smaller banana treats you can try a healthy variation like this 10-minute healthy banana bread cookies without flour to satisfy cravings fast.
- Let the Best Chocolate Chip Banana Bread cool fully before slicing to prevent crumbling, and remember small adjustments (like yogurt for moisture) make a big difference.
Possible Variations
Give your Best Chocolate Chip Banana Bread new life with these variations:
- Gluten-free: Substitute a 1:1 gluten-free flour blend and add 1/4 tsp xanthan gum if your blend lacks it. A gluten-free Best Chocolate Chip Banana Bread can be just as tender when you measure carefully and don’t overmix.
- Streusel topping: Mix 1/4 cup flour, 2 tbsp brown sugar, 2 tbsp softened butter, and a pinch of cinnamon; sprinkle on top before baking for a crumbly finish.
- Fruit and chocolate pairs: Fold in raspberries or swap some chocolate chips for dark chocolate chunks for a richer profile — try inspiration from raspberry dark chocolate banana bread.
- Mix-ins: Swap half the chocolate chips for toasted coconut, dried cherries, or a swirl of peanut butter.
- Mini loaves or muffins: Halve the baking time for muffins or small loaves and check doneness sooner.
Storage Recommendations
Store leftover Best Chocolate Chip Banana Bread properly to keep it fresh:
- Room temperature: Wrap cooled loaf tightly in plastic wrap or place in an airtight container for up to 3 days.
- Refrigeration: Keeps the loaf up to 1 week; bring to room temperature before serving to revive texture.
- Freezing: Wrap slices or the whole loaf in plastic and foil; freeze up to 3 months. Thaw overnight in the fridge or on the counter for a few hours.
For more creative banana-bread-inspired treats, check out quick recipes like these banana-chocolate chip cookies: best banana bread chocolate chip cookies.
Conclusion
If you’ve tried this recipe, you know why so many readers call it the Best Chocolate Chip Banana Bread — it’s approachable, cozy, and endlessly adaptable. For another excellent chocolate-chip-focused take, see this trusted variation, Chocolate Chip Banana Bread – Natasha’s Kitchen.
FAQs
- How ripe should bananas be for banana bread?
- Use very ripe bananas with brown spots and soft texture; they’re sweeter and mash more easily, which gives the best banana flavor and moisture.
- Can I make this recipe without eggs?
- Yes, you can substitute each egg with 1/4 cup applesauce or a flax “egg” (1 tbsp ground flaxseed + 3 tbsp water per egg, let sit 5 minutes). Texture will be slightly different but still delicious.
- Why did my banana bread turn out dense?
- Common causes: too much flour (packaging flour tightly), overmixing once you add dry ingredients, or under-ripe bananas. Measure carefully and fold gently.
- How do I prevent chocolate chips from sinking?
- Toss chips in a little flour before folding them into the batter, and fold gently to distribute without overmixing.

Best Chocolate Chip Banana Bread
- Total Time: 75 minutes
- Yield: 1 loaf (about 10 slices)
- Diet: Vegetarian
Description
A cozy and forgiving banana bread recipe, perfect for fall mornings, studded with melting chocolate chips.
Ingredients
- 1 3/4 cups (220g) all-purpose flour
- 1 tsp baking soda
- 1/2 tsp fine salt
- 1 tsp ground cinnamon (optional)
- 1/2 cup (115g) unsalted butter, softened
- 3/4 cup (150g) granulated sugar
- 2 large eggs at room temperature
- 1 cup mashed ripe bananas (about 2–3 bananas)
- 1/4 cup plain yogurt or sour cream
- 1 tsp vanilla extract
- 1 to 1 1/4 cups chocolate chips (semisweet or milk)
- Optional: 1/2 cup chopped nuts (walnuts or pecans)
Instructions
- Preheat the oven to 350°F (175°C) and grease a 9×5-inch loaf pan.
- In a bowl, whisk together flour, baking soda, salt, and cinnamon.
- In a separate bowl, beat the butter and sugar until light and fluffy. Add eggs one at a time, then stir in bananas, yogurt, and vanilla.
- Fold the dry ingredients into the wet mixture until just combined, then gently fold in chocolate chips and nuts if using.
- Pour batter into the prepared pan and smooth the top. Bake for 50–65 minutes, or until set.
- Let the loaf cool in the pan for 10–15 minutes, then transfer to a rack to cool completely before slicing.
Notes
Use very ripe bananas for the best flavor and measure flour correctly to avoid a dense loaf.
- Prep Time: 15 minutes
- Cook Time: 60 minutes
- Category: Bread
- Method: Baking
- Cuisine: American
